If you've made any financial mistakes at all, you're going to have trouble getting the money you need. Traditional money lenders only want to work with people who have perfect or near-perfect credit. But we weren't all born with silver spoons in our mouths. Sometimes money gets tight. When you need to juggle bills, sometimes one or two have to get paid late to make the money stretch. While that decision puts food on your table for your family, it also takes a toll on your credit report. This is a reality that most banks and lending institutions simply don't understand.
We understand what it's like to have to work with a limited budget sometimes. That doesn't make you any less worthy of help when a real financial crisis befalls you. Have you had a major appliance break down like your air conditioning or refrigerator? Has a loved one had to go to the hospital and you've been left with unexpected medical bills and medication co-pays? Has one of the family cars broken down?
Does a student in your family need to pay for college expenses? Have you been out of work through no fault of your own and now you're so far behind in house payments that you're facing eviction or foreclosure? We at Idaho Falls Car Title Loans understands what you're going through. That's why we don't require perfect credit scores.
With car title loans Idaho Falls, you only need to be able to say yes to three questions: Are you 18 or older? Do you own your own car? Do you have some form of income? If you can say yes, then Idaho Falls Car Title Loans can approve you for the money that you need! This is how title loans work in Idaho Falls:
We provide loans based on the value of your vehicle. By using your car as collateral, we can bypass the traditional credit requirements. We'll hold your original car title as security for the duration of your loan.
In nearly all cases, we can give you the money you need the same day you apply for it. Our application process is quick and hassle-free. We just need your photo identification, proof of some sort of income, your original car title and proof of your address.
At Epstein Car Title Loans, we only hold your car title. You get to keep your car and use it as your normally would. We will only take possession of your car if you stop making your payments and won't work with us to adjust your repayment plan. We never want to take your car! We're always here to help you if your financial situation changes.
Once you've fulfilled the obligations of your loan, we'll return your original title. It's as simple as that.
Idaho Falls Car Title Loans offers our customers a unique repayment plan. Many car title lenders only offer very short-term loans. Customers are expected to repay the full loan amount plus interest within 30 to 60 days. It's standard practice in the title loan industry because title loans are meant to be a short-term fix rather than a long-term solution. At Idaho Falls Car Title Loans, however, we allow our customers to repay their loans over many months. In other words, we treat our car title loans exactly as if they were installment loans.
Our application process is so easy, it will be over before you realize it. We need only the most basic documents to get you approved. These are: We may ask for a short list of personal references to make sure we can stay in touch with you. photo i.d., proof of address, proof of income and original car title.
As long as you have a way to repay the loan, we can help you. Many of our clients have been approved with only child support, alimony, retirement or disability payments coming in. The amount simply needs to be enough to reasonably cover your living expenses as well as your loan payment.
We've been doing business in Idaho for years. Our interest rates are competitive, our repayment plans are tailored to fit your personal needs and our customer service is second to none.
We'll get you the money you need with the least hassle possible. We're only concerned with how we can help you today, not with the credit issues you may have run into in the past. We know that no one is perfect. We loan our customers hundreds and even thousands of dollars every day. Get in touch with us today and find out how much money your car can get you!